Terms & Conditions

This website, in its entirety, is the property of INCO Broking Limited. It is protected by the copyright laws of the United Kingdom. All company names, logos and trademarks included in this website are the property of INCO Broking Limited. 
Intellectual Property Rights 
The content of this web site may not be retrieved, displayed, modified, copied, printed, sold, downloaded, hired, reverse engineered or transmitted in any way without the prior written consent of: 
INCO Broking Limited 
You may retrieve, display, copy, print or download the content on this site for legitimate personal use only and not for commercial exploitation. 
You may not link to this website or include this website in part or in whole within another external website without first obtaining written permission from INCO Broking Limited. 
We reserve the right to remove links to this site without notice, at our discretion. 
Links to Other Sites 
On this website you may be offered links to other sites. However, please be aware that we have no control where such sites are operated by a third party and we do not endorse them. You agree that we are not responsible for the availability or content of, or products and services available on those websites. 
You are advised to read the cookie and privacy policy of the respective websites before disclosing any personal information. The cookie and privacy policy attached to that website will confirm the relevant terms and conditions including cookies.

Instability of the Internet 
The Internet is an inherently unstable medium. Errors, omissions, interruptions and delays of our service may occur at any time. As a result we accept no responsibility in respect of such errors, omissions, interruptions or delays. 
We do not guarantee that this site will operate either fully or in part on any specific computer of equipment or in any specific software. There are no elements within this site that later any of the configuration or other settings on any machinery used to view the site. 
We accept no liability whatsoever (whether in contract, negligence or any other cause of action) for any damage, either temporary or permanent, occurring to either electronic equipment or software that might occur whilst using this site. 
Remember The Risks Whenever You Use the Internet 
Other Internet sites or services that may be accessible through our website will have separate data and privacy practices independent of us, and therefore we disclaim any responsibility or liability for their policies or actions. 
We ask that you read this cookie policy carefully as it contains important information on who we are and our use of cookies or similar technologies on our website. This policy should be read together with our Website Privacy Policy (www.incobroking.com) which sets out how and why we collect, store, use and share personal information generally, as well as your rights in relation to your personal information and details of how to contact us and supervisory authorities in the event you have a complaint. 
Who we are 
This website is operated by INCO Broking Ltd. We are an Insurance Broker and for more information see www.incobroking.com. 
Our website 
This cookie policy relates to your use of our website, www.incobroking.com. 

Throughout our website we may link to other websites owned and operated by certain trusted third parties to. These other third party websites may also use cookies or similar technologies in accordance with their own separate cookie polices. For privacy information relating to these other third party websites, please consult their cookie policies as appropriate. 
A cookie is a small text file which is placed onto your device (eg computer, smartphone or other electronic device) when you use our website. We use cookies on our website. These help us recognise you and your device and store some information about your preferences or past actions. 
For example, we may monitor how many times you visit the website, which pages you go to, traffic data, location data and the originating domain name of a user's internet service provider. This information helps us to build a profile of our users. Some of this data will be aggregated or statistical, which means that we will not be able to identify you individually. 

You can set your browser not to accept cookies and the websites below tell you how to remove cookies from your browser. However, some of our website features may not function as a result. 

For further information on our use of cookies, including a detailed list of your information which we and others may collect through cookies, please see below. 
Our use of Cookies 
We use cookies on this website to: 
recognise you whenever you visit this website (this speeds up your access to the website as you do not have to log in each time); 
obtain information about your preferences and use of our website; 
carry out research and statistical analysis to help improve our content, products and services and to help us better understand our users’ requirements; and 
target our marketing and advertising campaigns more effectively by providing interest-based advertisements that are personalised to your interests; and 
make your online experience more efficient and enjoyable. 

For further information on cookies generally visit www.aboutcookies.org or www.allaboutcookies.org. 
Types of Cookies 
The cookies we place on your device fall into the following categories: 

Session cookies—these allow our website to link your actions during a particular browser session. These expire each time you close your browser and do not remain on your device afterwards 
Persistent cookies—these are stored on your device in between browser sessions. These allow your preferences or actions across our website to be remembered. These will remain on your device until they expire, or you delete them from your cache 

In addition, the cookies that we place on your device may also be: 

Strictly necessary cookies—these cookies are essential for you to be able to navigate our website and use its features. Without these cookies, the services you have asked for could not be provided 
Performance cookies—these cookies collect information about how you use our website, eg which pages you go to most often. These cookies do not collect personally identifiable information about you. All information collected by these cookies is aggregated and anonymous, and is only used to improve how our website works 
Functionality cookies—these cookies allow our website to remember the choices you make (such as your user name, language, last action and search preferences) and provide enhanced, more personal features. The information collected by these cookies is anonymous and cannot track your browsing activity on other websites 
[Targeting cookies—also known as advertising cookies, these cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement on our website and help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers.] 

Consent to use of cookies 
Currently we operate an ‘implied consent’ policy which means that we assume you are happy with this usage. If you are not happy, then you should either not use this site, or you should delete INCO Broking Ltd cookies having visted this site, or you should browse the site using your browser’s anonymous usage setting. 

How to turn off cookies 
If you do not want to accept cookies, you can change your browser settings so that cookies are not accepted. If you do this, please be aware that you may lose some of the functionality of this website. For further information about cookies and how to disable them please go to the Information Commissioner’s webpage on cookies: https://ico.org.uk/for-the-public/online/cookies/. 

How to contact us 
Please contact us if you have any questions about this cookie policy or the information we hold about you. 
If you wish to contact us please send an email to info@incobroking.com. 

Do you need extra help? 
If you would like this notice in another format (for example: audio, large print, braille) please contact us (see ‘How to contact us’ above).] 

INCO Broking is a trading name of INCO BROKING LTD which is an appointed representative of Davies Broking Services Limited, a company authorised and regulated by the Financial Conduct Authority under firm reference number 486865 to carry on insurance distribution activities.

INCO BROKING LTD is registered in England and Wales company number 12929625. Registered office at 99 Bishopsgate, London, EC2M 3XD